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Chris Pappalardo

Owner | The Chris Pappalardo Team | KW One

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198 Carriage Creek Dr , Smithfield, NC 27577
$465,000
Est. Payment: $2,478.17/mo
3 Bed
3 Bath
2701 Sqft
1.11 Acres
Status: active | Days on site: 25
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House Description

Welcome to 198 Carriage Creek Drive, where space, flexibility, and a peaceful wooded setting come together on more than an acre in the Cleveland School District. Built in 2011 by respected local builder Darryl Evans and lovingly maintained by its original owner, this home was designed with both everyday comfort and room to grow in mind. Inside, you'll find generous room sizes, custom trim throughout, abundant storage, and a beautiful gourmet kitchen that creates a natural gathering place for family and friends. The home offers 3 bedrooms plus flexible spaces that create the potential for a 4th bedroom, home office, guest room, playroom, or hobby space. Upstairs, a large finished bonus room adds nearly 700 square feet of permitted living space, giving you even more room to spread out, entertain, work, or relax. The primary suite feels like its own retreat, with a spacious bath featuring a soaking tub and separate shower, along with a large walk-in closet. Throughout the home, thoughtful storage and flexible living areas make it easy to adapt the space to fit your next chapter. Outside is where this property really stands apart. Set on more than an acre and backing to mature woods, the backyard offers a sense of privacy and peace that can be hard to find. Enjoy quiet mornings on the Trex front porch, unwind on the screened porch, tend to the established garden boxes, or simply enjoy having room to breathe. A two-car garage, low HOA dues, Cleveland School District location, and a one-owner history complete the picture. If you've been looking for a home with generous space inside, more than an acre outside, and the flexibility to truly make it your own, 198 Carriage Creek Drive is one you'll want to experience in person. BONUS Lender Incentive of 1% of the loan amount up to 5K OR 100% financing with a 2nd lender whichever is more helpful! Ask your agent about this!

Highlights

Listed by Amy Stanley , LPT Realty, LLC , Doorify MLS mls logo

Property Type

Residential

Lot/Acreage
1.11

HOA Fee

18 Annually

Year Built

2011

County

Johnston

Neighborhood

Carriage Creek

Listing ID

10197004

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Water Heater, Free-Standing Gas Range, Free-Standing Refrigerator, Free-Standing Range, Gas Range, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Fuel Tank(s),Satellite Dish
Air Cond:Central Air,Ceiling Fan(s),Electric
Fireplaces:Blower Fan,Gas Log,Living Room,Masonry,Raised Hearth,Stone
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2701
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Entrance Foyer, Eat-in Kitchen, Pantry, Primary Downstairs, Recessed Lighting, Soaking Tub, Stone Counters, Tray Ceiling(s), Walk-in Closet(s), Living/Dining Room Combination, Walk-in Shower, Open Floorplan
Water:Community Water

Exterior Features

Lot:Garden,Secluded,Hardwood Trees
Zoning:RAG
Roof:Metal,Shingle
Others:
  • ▪ Additional:Garden, Outdoor Grill, Rain Gutters, Covered, Deck, Enclosed, Front Porch, Patio, Porch, Screened
Sewer:Septic Tank
Parking Features:Attached,Driveway,Garage,Two Car Garage,Attached Garage
Principal Interest
$2,478
Taxes
$296
HOA
$18

Home Price

$465,000

Loan Details

30 yrs
7.013%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,478.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,478.17 $296.44 $18.00 $2,792.61
Yearly $29,738.09 $3,557.25 $216.00 $33,511.34
Total $892,142.63 $106,717.50 $6,480.00 $1,005,340.13

Today's Rates

30 Year

7.01%

20 Year

7.03%

15 Year

6.39%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings marked with an icon are provided courtesy of the Doorify MLS, Internet Data Exchange Database.
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Data last updated: 2026-11-02T01:57:31.000Z

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