Some mornings you'll carry your coffee out to the deck, sit under the pergola, and just stay awhile. The half acre is fenced, the hardwoods do the shading, and the loudest thing out there is birds. Inside, vaulted ceilings open over a living, dining and kitchen space that flows together — white cabinetry, marble-look counters, a breakfast bar made for lingering. The split plan gives the primary suite its own wing with two closets, garden tub and separate shower; two bedrooms and a full bath sit quietly opposite. Out back: a storage building, a second pergola with a swing, and a wide concrete drive with room for everybody who shows up. Brick underpinning. Well and septic, so no water bill. $894 a year in taxes, $150 a year HOA, no city taxes. Minutes to Lake Norman State Park, I-77 Exit 42 and downtown Mooresville. This home has closed with FHA financing three separate times since 2002; buyers should confirm current eligibility with their lender.